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MONEY- It's Not a TABOO. It's a GAME. Let's see different LEVELS.

  I know   everyone want   #MONEY , but you cannot get it by going after it. In this Game, I am going to show you how to get it easily by showing you what you should focus on at   different   LEVELS! LEVELS ? Yeah! But what levels? Look here are the levels: LEVEL 1 -   Living only with your salary : At this level, your # income stream   is only your salary and you have limited amount to save. Remember no amount is small,   only expenses are expensive! LEVEL 2 -   Start   #Budgeting A budget is a # spending plan   based on income and expenses. When you start budgeting it will help you : to prepare   for unpredictable life events. to effort   big items when you needed to show   how you are managing money and your current money flow LEVEL 2 -   Debt Repayment This is very important because once you start making a budget and making plans, you will see where most of your # money is flowing. So, that is your   mon...

Savings & Investing- Is that really Hard?

Savings refers to the money that a person has left over after they subtract out their consumer spending from their disposable income over a given time period. Savings, represents a net surplus of funds for an individual after all expenses and obligations have been paid. If one is unable to maintain savings, they may be said to be living # paycheck to paycheck . If such a person experiences an emergency, there is often not enough money saved up to live on and they may risk falling into debt or bankruptcy. Current Scenario(India)  - Less than  20%  of  Indian Youth  and # Income  #earning  person, do # Savings  or they know the concept of savings. After Bachelor's most of our generation don't save for any future goal when they start getting # Salary.  But, it's not their  Fault.  They never in there life got the real meaning and definition of saving. No one told them the  applications of saving  - as...